I am $12K in debt. Which bank is best to get a debt consolidation loan with? I dont have collateral?
bank consolidationCollateral, Credit Debt, Debt Consolidation LoanSeptember 05, 2008
6 Comments
Posts Tagged ‘Credit Debt’
Pros and Cons of Debt Consolidation?
beautiful_imperfections asked:
Hi, I have roughly $3,000 in credit card debt. I am thinking of borrowing from a bank that offers a lower interest rate, and then just paying the bank back rather than several credit card providers. Does anyone have any advice, or do you know if it would be better to consolidate debt from a different organization?
Lewis
Hi, I have roughly $3,000 in credit card debt. I am thinking of borrowing from a bank that offers a lower interest rate, and then just paying the bank back rather than several credit card providers. Does anyone have any advice, or do you know if it would be better to consolidate debt from a different organization?
Lewis
bank consolidationConsolidate Debt, Credit Debt, Pros ConsAugust 27, 2008
3 Comments
Best source for credit card debt consolidation loans?
bank consolidationCredit Card Debt, Credit Consolidation, Credit DebtAugust 14, 2008
3 Comments
Know of bank/lender that will work w/ me on a debt consolidation loan though I have a high debt/income ratio?
Brad M asked:
I am trying to get a debt consolidation loan to pay off all my credit card debt. Most are telling me that my debt/income ratio is too high… my credit score is good. I do not want to do a debt counseling program or something like that… just anyone or bank that is understanding and will help me pay these off? I know the debt/income ratio is high… but I want to pay off that debt and have one loan. They won’t approve me because I already have too much debt… so what’s the point of trying to consolidate when they are afraid of the debt I have? Anyone else been in this situation? Please help! Thank you!
Gerald
I am trying to get a debt consolidation loan to pay off all my credit card debt. Most are telling me that my debt/income ratio is too high… my credit score is good. I do not want to do a debt counseling program or something like that… just anyone or bank that is understanding and will help me pay these off? I know the debt/income ratio is high… but I want to pay off that debt and have one loan. They won’t approve me because I already have too much debt… so what’s the point of trying to consolidate when they are afraid of the debt I have? Anyone else been in this situation? Please help! Thank you!
Gerald
bank consolidationCredit Debt, Credit Score, Debt Consolidation LoanJuly 02, 2008
1 Comment